Damn you banks!

April 27th, 2006

I’m going to put cliffs up here in true message board style and not bored anyone that doesn’t want to be:

1. Banking support sucks

2. Amazon still thinks I’m some sex fiend

3. My day was bleh

So with my enormous bill that I didn’t plan on having until sometime after next month, I had to move funds and make adjustments so I don’t bounce checks and all.

Reallocated credit limits with Citi between my 2 cards and removed credit protector so I wouldn’t be hit with a $20ish fee for my $3kish balance. The call to reallocate credit was alright. The call to cancel credit protector was ok too, the rep was reading lines obviously to get me to stay. Just doing his job, but I got it canceled.

Next, time to deal with HSBC. Whom still hasn’t managed to yet send me checks for an account I opened 2 months ago. They didn’t even give me the $50 bonus for opening a checking account with them PLUS they denied for overdraft protection. If their interest wasn’t so good, I would drop them so fast… I don’t know why they would even deny me overdraft protection, I store quite a bit of money in their online savings. Well anyhow, my call was suppose to get my $50 bonus and get my checks so I can finally add direct deposit to the account. Well, I gotta say my first mistake was 3 months ago and opening the account via phone because the rep did not put down the promo code like I told them about. After signing up on the phone, they sent me papers to sign. Fine, I fill them out and send them back. Next, they tell me they need ID. I already have a fucking account there with a ton of money and you still need my ID? Fine! I send a b&w copy of my driver’s license. Once I hear from them again, they tell me my ID is illegible. UY&*#R!!!! You already have one on file! Just use it! I can’t fax one, I don’t have a fax or even a phone line at my house! Yea in the midst of them getting my flipping account open, I had moved and at one point I tried to contact Customer Service to update my address so that when they print my checks it will be the new address. They couldn’t tell me if my checks had been ordered and it would come “automatically”. They also couldn’t update my address unless I went to a branch. Well guess what? You don’t have a fucking branch in Delaware! Whatever.. I log into my account online and updated my profile with the new address. I can’t believe those reps couldn’t do it. Makes no sense, they weren’t even like outsourced Indian support! No wonder, outsourcing occurs, I’m just as dissatisfied with your rep who can speak well, but can’t do jack to help me as the sometimes nearly incomprehensible Indian CSR that works for a fraction of the wages here.

Wow, got a little off topic. Anyhow, my call today was to get my 50 bucks and some freaking checks because they DO NOT come automatically. I ordered them online but got a response saying oh you’ve never ordered checks before so we don’t know what number to start at and what style you want. First, it’s my checking account with you, start it at 1? I honestly don’t care what they look like, if I did, I would have ordered from one of those mail order check places with all sorts of fancy designs on them. However, being I didn’t and don’t care, send me the standard free style of checks! So I call their number, none of their options actually take me to a live operator. No I do not need to know the website address and no I do not care to know my balance and yes I know I can do it online. After I go through some obscured options, I talk to a real person whom after I explain my situation puts me on hold for a moment. I didn’t know a moment meant 19 minutes! Not just any 19 minutes, but 19 of my daytime minutes! Ok, I guess I can’t be to mad at that since I don’t ever use all of my minutes each month. This rep has gotten me a rep from some other department to handle my situation and apparently couldn’t transfer me directly to her and we had to make a 3 way connection then she dropped out… So I talk to this new person, she tells me I didn’t enter the special code. I told her I called in the thing and I know I told them about the code because I wouldn’t have gotten this account anyway. Already got enough checking accounts to deal with. Then she tells me the promotion code I gave her expired like 5 months before I applied. I have the stupid little postcard they SENT TO ME in front of me, I kept it just in case I would run into this issue. I applied a month before the expiration date on card and it was most certainly valid when I signed up. She tells me she doesn’t know what I am talking about and insist I wasn’t eligible for any type of bonus. I reiterate no way I would have signed up if I wasn’t getting something. Finally we get down to me having to send them something again, no I still don’t have a Fax machine, and I don’t want to waste a stamp for sending you guys something again. Somehow we agree upon me emailing her a copy of the postcard even though they should fucking know what it is since they sent it to me! A couple of hours later she emails back telling me oh this was valid for you and we’ll have it credited tomorrow. It better freaking be, because at the end of this month, they will no longer have the great promotional rate. I will move every single penny out of that online savings account to GMAC and turn off these 2 accounts you conned me into opening! In all this, I still didn’t get my checks ordered. I dread with trying to deal with them to do that….

Think I’ve suffered enough crap today from banks, but it doesn’t end! I try to get to my current primary checking account and I’m only greeted with:

AHHHHHHHHH!!!!!!!!!!

All this reminds me of my Microsoft money flipping out on me

I wonder if this why the Citi lady put down a six figure salary for me when I had called about getting an increase in my limits. Seems like anytime I call a bank to do something I should be able to do online they fuck it up. I called in some general questions regarding the HSBC offer and she offered to do it on the phone, I figure alright she is trying to be helpful. I called the Citi lady to ask if an inquiry would be done if I did the request for limit increase online, I figure well I’m on the phone now and she should know immediately if I qualify for the increase. Tells me she is going to call in an hour instead. Ok, I can deal with that, but no call, hours later. I call back in they tell me I need to verify my income. I make ok money, not shocking by any means even for someone of my age. I ask why do I need to verify xx,xxx salary? She is like oh! Looks like they entered xxx,xxx of course they was after she had me on hold for a few minutes. I’m approved for my increase now since they have my accurate salary… My requested increase was less than 3% of the salary they put down, why the heck wouldn’t that throw up an obvious error…

While I’m on my so long rant, Amazon seriously thinks I’m freak

Look at the center one, yes it’s a Juicy Sushi Masturbator for Him! So many things wrong the recommendations! I guess I could see how they might want to suggest the 2 other items, I mean I could use them maybe… Though neither one of them look anything like a penis, lol… Anyhow a toy for HIM? I’m not a HIM! I buy one fucking men’s jacket as a gift and I get branded as one that might enjoy a Juicy Sushi Masturbator? Of course now when I go back to see what exactly triggered it, it doesn’t recommend the item anymore and I can’t find this item in their store anymore. I wonder if it was some kinda fluke in their system and they got enough complaints to pull them? Of course this is not the first time Amazon has completely over stepped the bounds in their recommendations. At one time, they had 2 literally large boxes of condoms and ky jelly recommended for me.

I had a stupid 8 am test this morning. I arrived late per usual : / and still got out before half the class did. If I didn’t double check all my work, I would have been out first probably. I know I’m gloating, but I need a ego boast with finite math kicking my ass. On my way home on my bike, I happen to see my santa claus looking finite teacher in his little miata. I think he might have recognized me because he put his hand up to hide his face or maybe to flip me off… I basically wasted a bunch of time once I got home. I decided to go out for lunch eventually, yummy bbq chicken cheese steak. I got home and my dad had came over. He ended up doing some repairs for me, mowing my lawn, cleaning some of pans, and cleaning my toilet. I seriously didn’t know my toilet could be that clean, I always though it was like stained to begin with :0. Shows how much of a slob I am. After getting home from class, my mom ended up yelling at me for having uncleaned dishes and a dirty toilet. Told me I had to pay if they were going to have to clean up after me. My dad didn’t say anything while he was here, guess he told my mom, and she exploded. So I transferred xx dollars over to their account (which I can’t believe worked today). Now I’m wasting time writing this horribly long ranting. And I hurt my pelvis area. I don’t even know what I should call hit, but basically my sneakers treads slipped off the pedals and I went forward hitting the metal body of the bike pretty hard. I couldn’t imagine if were a guy and had balls and had that happen. I seriously think I would have passed out from that pain. It still hurts :(, hope it didn’t like break anything there.

Now some creepy looking ad that was in Yahoo that popped up as I was checking my email.

04/24 UD CASHIERS OFFICE NEWARK DE $2,288.00

April 27th, 2006

Way to go UD, charged my card for classes when I only hit Save. Grrr…

I better find me some money, probably got a $1200 expense I need to pay in cash next month.

Head to desk and repeat!

April 25th, 2006

Sometimes customers suck, sometimes other techs suck, but their suckiness is why I have a job so I must thank them for sucking, ironic isn’t it?

No one believes I’m a completely sober non alcoholic drinking person, maybe I should go self fulfill the alcoholic everyone thinks I am.

My mind is mess lately, stupid unimportant things on my mind all the time. I’ve come to realize I’m to afraid to quit, I need the regiment of some authority. If I didn’t I probably would be a drunk.. The non existent availability of free time keeps me out of trouble and when I do have free time I’m to tired to cause any trouble. That’s why I work so much and take as many classes as I do. I could so much less and be ok, but then what would I do with myself then :0?

And I maybe have been haxored? Broke my blog somehow… THe DB was apparently fine, but something with the wordpress files were broken….So I couldn’t publish this. Odd…

Someone stop me!

April 24th, 2006

So I’ve signed up for 12 credits over the summer, I don’t know what the hell I’m thinking with that kinda schedule. Work work work and school school bleh. Plus it totally drains my funds, with the unexpected tuition cost I’m paying, I’m going to have live on like $800 for 3 months! Thank goodness I don’t pay rent… But it’s not going to be much after bills and gas. So after school is done I get to look forward to 8 am class in the summer.

I’m in ok shape for the semester if I don’t care about my GPA. I don’t even need a C- to pass finite, just any passing grade will do apparently. So maybe if I get a tutor before the final and cram my ass off I may pull it off, though I better not get the one that wanted to get into my pants like last time : /. Though I did pass that class… lol I’m one fucked up Asian, can’t do math, but can write awesomely… usually…

Today or yesterday, I slept until 2 pm! Well I got up at 9:30 and was like fuck it, I got nothing to do (well except a million things) and slipped under the covers to hide from the light. Eventually I did get up and did my laundry including wash my sheets. I feel like a tard because I’m using them again even though I have a second set made of like knit fabric or something. Flannel is for the winter, but oh well I guess, it’s pretty cold. I also moved my 27” crt out of my room to my other room. I had to move the tv stand that has been constructed for the last 2 months and unused too. It has a stupid swivel top that made it a total pain to lift a 27” crt tv on to. I finally got it on top of the stand, then spent like half an hour trying to get the top swivel part to align correctly because I moved it out alignment. I also got my speakers (which ironically cost more than the TV), but haven’t hooked it up. The tv stand is kinda to shitty for all the stuff I have. It’s not even solid wood construction. But my parents bought it so… yea… I’m to poor to get something more decent and I’ll never really enjoy it.

Poor poor poor is me, but apparently the FAFSA thinks I’m rich. My EFC was 16xxx! It included my parents into the mix, but the number is because of my savings and salary. I don’t know how they expect me spend over half my salary on school. Total suck! Time for some swiss bank accounts ;).

Lastly, I was honestly trying to avoid this, but Dave popped into my life again. Well, in some IMs, he is 4-5 hours away from me. Which is good thing, I think… I stopped talking to him months and months ago because of something he said. I don’t recall what, but it pissed me off at the time. I said I wasn’t going to talk to him for a week then a month and then a bunch of months pasted where I honestly was better off than worrying about him.

Now we are sorta talking, just like “old times”. I don’t like where it’s going. I think he is still with that chick, not that it matters. I know it’s a bad thing, but I can’t stop myself from going down that alley again. I’m trying to be cautious in how I go about this, because I’ll just so easily slip back into that whole “old times” thing. Yet part of me actually thinks I might be ruining a good thing by being so damn cautious. Just so freaking conflicted even when the right choice is so obvious. Stupid feelings and emotions might just get the best of me.

A list is necessary

- don’t trust him

- left/dumped me twice!

- smoker cough cough

- is an asshole (except I’m crazy and it may just count as a pro for him….)

- 4-5 hours away and gas is mega uber expensive

- was NEVER there when I needed him

- put me through emotional hell

- emotional hell counts twice

- didn’t even have the decency to break up with me both times without me bring it up first

- background is iffy and people don’t change

- dropout, not even college dropout

- constantly moving

- been treated better my gay b/f who had me as a cover gf, not expecting a whole lot, but tiny things do count….

- I’m leaving the country so it all doesn’t matter!

so fuck dave, now i feel a little better

Time for sleep and for me to regret it all in the morning because i’m a psycho bitch.

I’m Sick : (

April 16th, 2006

I’ve been tired all flipping day, didn’t help that a bunch of my family came over so I had absolutely no concentration to even get some homework done. I missed taking my 2nd dose of antibiotics today, but I hate these things. I hate the stupid child safety cap that is such a pain to get off and it freaking taste horrible! I’m suppose to take these until I finish them or else my infection might get worse, but seriously since I’ve been on these things I’ve felt like crap. Would have been better if they gave me some placebos or something.

Tomorrow I got class and work that I better be on time for and be stuck there for 11-12 hours. Ugh… just a month more of classes though and then maybe some relaxation. Well, maybe only a little, got summer classes I may take. BUT, it would only be for 5 weeks which doesn’t seem to terrible. If I take them, I can probably have a lighter schedule in the fall. If I’m somehow crazy and take both summer sessions I could essential get a semester ahead and stress a little less, just maybe… I need to talk to my advisor really and see what it is I need to do….