Damn you banks!
April 27th, 2006
I’m going to put cliffs up here in true message board style and not bored anyone that doesn’t want to be:
1. Banking support sucks
2. Amazon still thinks I’m some sex fiend
3. My day was bleh
So with my enormous bill that I didn’t plan on having until sometime after next month, I had to move funds and make adjustments so I don’t bounce checks and all.
Reallocated credit limits with Citi between my 2 cards and removed credit protector so I wouldn’t be hit with a $20ish fee for my $3kish balance. The call to reallocate credit was alright. The call to cancel credit protector was ok too, the rep was reading lines obviously to get me to stay. Just doing his job, but I got it canceled.
Next, time to deal with HSBC. Whom still hasn’t managed to yet send me checks for an account I opened 2 months ago. They didn’t even give me the $50 bonus for opening a checking account with them PLUS they denied for overdraft protection. If their interest wasn’t so good, I would drop them so fast… I don’t know why they would even deny me overdraft protection, I store quite a bit of money in their online savings. Well anyhow, my call was suppose to get my $50 bonus and get my checks so I can finally add direct deposit to the account. Well, I gotta say my first mistake was 3 months ago and opening the account via phone because the rep did not put down the promo code like I told them about. After signing up on the phone, they sent me papers to sign. Fine, I fill them out and send them back. Next, they tell me they need ID. I already have a fucking account there with a ton of money and you still need my ID? Fine! I send a b&w copy of my driver’s license. Once I hear from them again, they tell me my ID is illegible. UY&*#R!!!! You already have one on file! Just use it! I can’t fax one, I don’t have a fax or even a phone line at my house! Yea in the midst of them getting my flipping account open, I had moved and at one point I tried to contact Customer Service to update my address so that when they print my checks it will be the new address. They couldn’t tell me if my checks had been ordered and it would come “automatically”. They also couldn’t update my address unless I went to a branch. Well guess what? You don’t have a fucking branch in Delaware! Whatever.. I log into my account online and updated my profile with the new address. I can’t believe those reps couldn’t do it. Makes no sense, they weren’t even like outsourced Indian support! No wonder, outsourcing occurs, I’m just as dissatisfied with your rep who can speak well, but can’t do jack to help me as the sometimes nearly incomprehensible Indian CSR that works for a fraction of the wages here.
Wow, got a little off topic. Anyhow, my call today was to get my 50 bucks and some freaking checks because they DO NOT come automatically. I ordered them online but got a response saying oh you’ve never ordered checks before so we don’t know what number to start at and what style you want. First, it’s my checking account with you, start it at 1? I honestly don’t care what they look like, if I did, I would have ordered from one of those mail order check places with all sorts of fancy designs on them. However, being I didn’t and don’t care, send me the standard free style of checks! So I call their number, none of their options actually take me to a live operator. No I do not need to know the website address and no I do not care to know my balance and yes I know I can do it online. After I go through some obscured options, I talk to a real person whom after I explain my situation puts me on hold for a moment. I didn’t know a moment meant 19 minutes! Not just any 19 minutes, but 19 of my daytime minutes! Ok, I guess I can’t be to mad at that since I don’t ever use all of my minutes each month. This rep has gotten me a rep from some other department to handle my situation and apparently couldn’t transfer me directly to her and we had to make a 3 way connection then she dropped out… So I talk to this new person, she tells me I didn’t enter the special code. I told her I called in the thing and I know I told them about the code because I wouldn’t have gotten this account anyway. Already got enough checking accounts to deal with. Then she tells me the promotion code I gave her expired like 5 months before I applied. I have the stupid little postcard they SENT TO ME in front of me, I kept it just in case I would run into this issue. I applied a month before the expiration date on card and it was most certainly valid when I signed up. She tells me she doesn’t know what I am talking about and insist I wasn’t eligible for any type of bonus. I reiterate no way I would have signed up if I wasn’t getting something. Finally we get down to me having to send them something again, no I still don’t have a Fax machine, and I don’t want to waste a stamp for sending you guys something again. Somehow we agree upon me emailing her a copy of the postcard even though they should fucking know what it is since they sent it to me! A couple of hours later she emails back telling me oh this was valid for you and we’ll have it credited tomorrow. It better freaking be, because at the end of this month, they will no longer have the great promotional rate. I will move every single penny out of that online savings account to GMAC and turn off these 2 accounts you conned me into opening! In all this, I still didn’t get my checks ordered. I dread with trying to deal with them to do that….
Think I’ve suffered enough crap today from banks, but it doesn’t end! I try to get to my current primary checking account and I’m only greeted with:

AHHHHHHHHH!!!!!!!!!!
All this reminds me of my Microsoft money flipping out on me

I wonder if this why the Citi lady put down a six figure salary for me when I had called about getting an increase in my limits. Seems like anytime I call a bank to do something I should be able to do online they fuck it up. I called in some general questions regarding the HSBC offer and she offered to do it on the phone, I figure alright she is trying to be helpful. I called the Citi lady to ask if an inquiry would be done if I did the request for limit increase online, I figure well I’m on the phone now and she should know immediately if I qualify for the increase. Tells me she is going to call in an hour instead. Ok, I can deal with that, but no call, hours later. I call back in they tell me I need to verify my income. I make ok money, not shocking by any means even for someone of my age. I ask why do I need to verify xx,xxx salary? She is like oh! Looks like they entered xxx,xxx of course they was after she had me on hold for a few minutes. I’m approved for my increase now since they have my accurate salary… My requested increase was less than 3% of the salary they put down, why the heck wouldn’t that throw up an obvious error…
While I’m on my so long rant, Amazon seriously thinks I’m freak

Look at the center one, yes it’s a Juicy Sushi Masturbator for Him! So many things wrong the recommendations! I guess I could see how they might want to suggest the 2 other items, I mean I could use them maybe… Though neither one of them look anything like a penis, lol… Anyhow a toy for HIM? I’m not a HIM! I buy one fucking men’s jacket as a gift and I get branded as one that might enjoy a Juicy Sushi Masturbator? Of course now when I go back to see what exactly triggered it, it doesn’t recommend the item anymore and I can’t find this item in their store anymore. I wonder if it was some kinda fluke in their system and they got enough complaints to pull them? Of course this is not the first time Amazon has completely over stepped the bounds in their recommendations. At one time, they had 2 literally large boxes of condoms and ky jelly recommended for me.
I had a stupid 8 am test this morning. I arrived late per usual : / and still got out before half the class did. If I didn’t double check all my work, I would have been out first probably. I know I’m gloating, but I need a ego boast with finite math kicking my ass. On my way home on my bike, I happen to see my santa claus looking finite teacher in his little miata. I think he might have recognized me because he put his hand up to hide his face or maybe to flip me off… I basically wasted a bunch of time once I got home. I decided to go out for lunch eventually, yummy bbq chicken cheese steak. I got home and my dad had came over. He ended up doing some repairs for me, mowing my lawn, cleaning some of pans, and cleaning my toilet. I seriously didn’t know my toilet could be that clean, I always though it was like stained to begin with :0. Shows how much of a slob I am. After getting home from class, my mom ended up yelling at me for having uncleaned dishes and a dirty toilet. Told me I had to pay if they were going to have to clean up after me. My dad didn’t say anything while he was here, guess he told my mom, and she exploded. So I transferred xx dollars over to their account (which I can’t believe worked today). Now I’m wasting time writing this horribly long ranting. And I hurt my pelvis area. I don’t even know what I should call hit, but basically my sneakers treads slipped off the pedals and I went forward hitting the metal body of the bike pretty hard. I couldn’t imagine if were a guy and had balls and had that happen. I seriously think I would have passed out from that pain. It still hurts :(, hope it didn’t like break anything there.
Now some creepy looking ad that was in Yahoo that popped up as I was checking my email.
